And it’s not just those who are retired. Anyone
with a serious condition can find themselves in financial trouble in no time
due to lost wages, high out of pocket costs for both health insurance as well
as for services not covered by the insurance they may be paying top dollar for.
The number of people and agencies I’ve
interacted with lately, where they just don’t understand, is astonishing to me.
It’s quite simple unless you qualify for a combination of Medicare and
Medicaid, medicine, eye care, dental, medical supplies, personal care etc., can
deplete savings and then some. Of course if you qualify for Medicaid you most
likely have other sets of issues from housing to mobility.
It’s time we start having frank discussions at
all levels about the real costs of being seriously and/or chronically ill and
why just looking at income is inadequate to evaluate need.
Instead of my trying to map this out, I’m
encouraging people to watch. Being Seriously Ill in the U.S.: Financial and Healthcare Impacts, from the Forum at the Harvard T.H. Chan School of Public
Health that took place in November.
Let’s start the solution conversation.
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